Peru Gaming License

What is a Peru online gambling license (MINCETUR)?

A Peru online gambling license is an authorisation issued by MINCETUR to exploit a technology platform for remote gaming or remote sports betting. Law No. 31557 of 13 August 2022 created the regime, Law No. 31806 of 28 June 2023 amended it, and Supreme Decree 005-2023-MINCETUR brought the rules into force on 10 February 2024.

Before February 2024 Peru had no licensing route for online operators, and offshore sites served Peruvian players from a grey market. That gap is now closed. Any operator taking bets from players physically in Peru needs a MINCETUR authorisation.

Two names run through every document. MINCETUR (Ministerio de Comercio Exterior y Turismo) is the ministry. DGJCMT (Dirección General de Juegos de Casino y Máquinas Tragamonedas) is the directorate inside it that authorises operators and supervises them afterwards.

The authorisation attaches to the platform, not to the company alone. Games, progressive systems and main platform components carry their own MINCETUR registration, and under Article 8.4 of Law 31557 those registrations run for an indefinite term.

Does MINCETUR issue one licence or one per vertical?

MINCETUR issues one authorisation per activity, not a single licence covering both. Article 7 of Law No. 31557 states that authorisations are granted independently for each activity. Remote gaming and remote sports betting count as separate activities, so an operator running casino and sportsbook holds two authorisations, each for six calendar years.

The cost consequence sits in Article 22.2. A guarantee is demandable for each exploitation authorisation. Two authorisations mean two guarantees, not one shared across the group.

MINCETUR's own registry shows the pattern. Read on 20 August 2026, the Titulares de Autorización de Explotación register listed 94 authorisations held by 49 companies: 49 for remote sports betting and 45 for remote gaming. Registration codes opening with 11 mark remote gaming, codes opening with 21 mark sports betting.

Budget for the structure you actually want. An operator that launches casino and sportsbook together needs 1,200 UIT of guarantee capacity, not 600.

Who regulates online gambling in Peru?

MINCETUR (Ministerio de Comercio Exterior y Turismo) regulates online gambling in Peru through the DGJCMT (Dirección General de Juegos de Casino y Máquinas Tragamonedas).

Supreme Decree 004-2025-MINCETUR, published on 19 July 2025, created a dedicated Dirección de Autorización y Registro de Juegos a Distancia y Apuestas Deportivas, the Directorate for Authorization and Registration of Remote Gaming, inside that directorate.

Three other authorities sit alongside MINCETUR. SUNAT assesses and collects the gaming tax and the ISC. The SBS supervises the banks and insurers that issue licence guarantees. UIF-Perú receives anti-money-laundering reporting from operators.

The 2025 restructuring matters commercially. Online applications no longer queue behind land-based casino and slot files. The online register now has staff whose only job is authorisation and registration.

Who can apply for a Peru gambling license?

Three vehicles qualify under Article 7 of Law No. 31557: a Peruvian company, normally an S.A.C.; a Peruvian branch of a foreign company; or a foreign company applying directly through the non-resident route added by Law No. 31806. Every route needs a Peru-resident legal representative whose powers are registered at SUNARP.

Peru sets no nationality limit on shareholders or directors, and a Peruvian S.A.C. can be 100% foreign owned.

Article 11 impediments reach every shareholder holding 10% or more, plus directors, managers and registered representatives. Bankruptcy disqualifies. So do convictions for fraud, money laundering, terrorist financing, tax crimes or organised crime, in Peru or abroad, even after rehabilitation.

Nominee layers and undisclosed beneficial owners are the most common reason a file stalls. Disclose the full ownership chain at kick-off, not after the first observación.

What documents does MINCETUR require (F-033 dossier)?

MINCETUR requires form F-033 plus two separate document sets: a corporate file on the company applying and a personal file on every principal holding 10% or more.

Foreign-language documents need a Spanish translation and an apostille. The filing fee is S/273.10, paid at Banco de la Nación before submission.

Per principal, meaning any 10% shareholder or senior officer:

• valid passport, notarised and apostilled in the country of issue;

• proof of address no older than three months;

• bank reference letter from the principal's main institution;

• notarised schedule of assets;

• credit bureau report from the country of residence;

• criminal record certificate, apostilled;

• CV with full professional history;

• sworn Article 11 declaration covering bankruptcy and the listed criminal convictions.

For the F-033 file itself:

• signed F-033 form with RUC, registry entry and legal representative details;

• sworn list of every linked service provider, each with its MINCETUR registration code;

• Article 11 declarations from all shareholders, directors, managers and registered representatives;

• beneficial ownership pack for every holder at 10% or more;

• financial statements for the last two fiscal years, or a pre-feasibility study with three-year projections for a newly formed entity;

• share register (Libro de Matrícula de Acciones);

• platform description and change-management process against the applicable Estándares Técnicos;

• sworn declaration that the Peruvian entity carries no sanction under Law No. 30424;

• proof of the S/273.10 payment at Banco de la Nación.

What financial guarantee does MINCETUR require?

MINCETUR requires a guarantee for each exploitation authorisation. Article 24.4 of Law No. 31557 sets the amount at the greater of 600 UIT or 3% of prior-year net income, valued at the UIT in force on the day it is issued. Article 22.2 makes it demandable per authorisation.

Net income here means gross annual income from the previous fiscal year minus returns and prizes paid in that year. A newly formed entity has no prior-year income, so the 600 UIT floor applies.

At the 2026 UIT of S/5,500, one guarantee is S/3,300,000, roughly €845,000 or US$986,000 at 20 August 2026 rates of S/3.91 per euro and S/3.35 per dollar. An operator holding both a remote gaming and a remote sports betting authorisation carries S/6,600,000 in face value.

The guarantee must stay in force for the whole term. Failing to provide it, failing to keep it current, and failing to replenish it after a call are each separately sanctionable under the Reglamento.

Whether a bond beats a deposit depends on your credit profile, your parent structure and your audited history. MGL diagnoses that before you commit capital, not after.

What taxes apply to Peru-licensed operators?

Peru-licensed operators pay 12% on monthly net income under Law No. 31557, charged after a maintenance deduction fixed at 2% of that net income, which puts the effective rate at 11.76%. A separate 1% ISC applies to the value of each bet. Corporate income tax is 29.5%.

Run the arithmetic on a real month. Take €1,000,000 of handle at a 5% hold, so €50,000 of net income. Gaming tax is 12% of €49,000, which is €5,880. ISC is 1% of the full €1,000,000, which is €10,000.

The ISC deserves care, because its legal incidence is not where operators assume. SUNAT states that the taxpayer is the player and the licence holder declares and pays as agente de percepción. Where the market will not absorb a 1% surcharge on stakes, the operator carries it, and €15,880 against €50,000 of net income is 31.8% before corporate tax. Low-hold sportsbook products feel this first.

Rates moved once already. Supreme Decree 008-2025-EF set the ISC at 0.3% from 1 January 2025 and raised it to 1% from 1 July 2025. Bill 9645, which would let the Ministry of Economy and Finance set the rate anywhere between 0.3% and 7% by decree, has been through Executive observations and a revised text in Congress. No change to the 1% rate had been published as of 20 August 2026. Model a 3% to 5% stress case before you commit to a multi-year plan.

Article 44 of Law No. 31557 splits the gaming tax four ways: 40% to MINCETUR, of which 25% funds supervision and 75% funds tourism promotion; 20% to the Treasury; 20% to the Ministry of Health for mental health programmes; and 20% to the Instituto Peruano del Deporte.

What corporate structures work for a Peru licence?

Three structures work for a Peru licence: a Peruvian S.A.C., a Peruvian branch of a foreign company, and a foreign company using the non-resident route from Law No. 31806. Most new entrants choose the S.A.C. with 100% foreign shareholders, because it is the cleanest vehicle for holding the guarantee.

Every route needs a Peru-resident legal representative with SUNARP-registered powers, and a general manager appointed under Article 185 of the Ley General de Sociedades. Neither role is optional, and neither can sit offshore.

How big is Peru's regulated market?

Peru's regulated remote gambling market held 94 live authorisations on 20 August 2026, split 49 remote sports betting and 45 remote gaming, across 49 companies. MINCETUR's public registers on the same date listed 365 registered service providers, 184 homologated technology platforms and 8 authorised certification laboratories.

Published operator counts for Peru vary wildly, and the reason is definitional. Some sources count companies, some count authorisations, some count platforms, and the three numbers are not the same. Figures of 18, 59, 67 and 91 have all appeared in trade coverage. The MINCETUR registers are the only source that reconciles.

Eight authorisations sat under temporary suspension on 20 August 2026, each with a stated end date. Suspension is a routine supervisory tool in Peru rather than a market signal.

Check any figure yourself before you build a plan on it. The registers are public at apuestasdeportivas.mincetur.gob.pe, and MINCETUR updates them as resolutions issue.

How does payment processing work for Peru-licensed operators?

Peru-licensed operators run a fiat-only payment stack. Article 15.1 of Law No. 31557 excludes cryptocurrencies from the payment methods a player may use, and Article 38(d) of the Reglamento prohibits the licence holder from transacting in cryptocurrency at all. Players deposit by cash, cards, or another method the operator accepts.

Peruvian players expect local rails. Bank transfer, debit and credit cards, mobile wallets such as Yape and Plin, and the cash-voucher route through PagoEfectivo all appear in mainstream deposit menus. International card schemes work, at higher fees and higher chargeback exposure.

Prizes follow the player's chosen payment method, or an account in the player's own name at an institution supervised by the SBS.

Article 45.2 of the Reglamento fixes how foreign currency is converted for reporting: at the SBS published rate, and where the SBS publishes no rate for that currency, through US dollars into soles.

Two practical points on timing. Payment provider onboarding takes roughly 8 to 14 weeks and should run in parallel with your licensing track. A MINCETUR authorisation is a strong signal to acquirers, and it is not a decision: they still underwrite your owners, your business plan and your platform themselves.

What are the advantages of a Peru gaming license?

Peru's regulated regime gives a licensed operator legal status in one of Latin America's largest online gambling markets, a written rulebook rather than regulatory silence, and a six-year renewable term. A Peru gaming license also allows 100% foreign ownership, and licensed status opens banking and payment conversations that a grey-market operator cannot start.

Legal certainty is the substantive advantage. Law No. 31557, Law No. 31806 and Supreme Decree 005-2023-MINCETUR set out the technical standards, the reporting formats, the sanctions and the deadlines in published text. You can price the compliance load before you commit.

Licensed status also changes counterparty conversations. Banks, payment providers, affiliate networks and content suppliers treat a MINCETUR authorisation as evidence that someone has already checked your owners and your platform.

Peru fits inside a wider regional plan. Operators building across Brazil and Buenos Aires re-use the same certified platform, the same audit cadence and much of the same compliance documentation.

What are the disadvantages and risks of a Peru licence?

The main disadvantage of a Peru licence is capital: 600 UIT of guarantee per authorisation, so S/6,600,000 in face value for an operator running both verticals. The 1% ISC on stakes compresses low-hold margins. Local presence, a resident legal representative and a full fiat payment stack are all mandatory.

The ISC hits harder than the headline gaming tax. At a 5% hold, 1% of turnover equals 20% of net income before the 11.76% gaming tax is applied.

Certification is the long pole, not the paperwork. A platform certified only for an offshore regime typically needs 16 to 24 weeks of laboratory work before MINCETUR review can even begin.

Crypto is a hard stop. If your deposits run on crypto rails today, you rebuild the payment stack before you apply, and enforcement carries revocation.

The statutory 30 business days is not the wall-clock review. Every observación pauses the clock, and two to four months of regulator-side correspondence is the norm.

Ongoing load is real. Daily consolidated data transmission, two independent annual audits, monthly AML monitoring and an annual re-homologation continue for the whole six years.

Competition is already established. Peru's registry lists 49 licensed companies, several of them well-capitalised regional and global brands, and player acquisition costs reflect that.

Why obtain your Peru licence with MGL Solutions?

MGL Solutions has secured 300+ licences for operators worldwide, and handles Peru end to end: corporate structuring, the resident legal representative, the F-033 dossier, guarantee arrangement, laboratory coordination, SPLAFT and AML setup, and the SFTP integration with MINCETUR's Data Center.

Peru punishes sequential project management. Guarantee underwriting, laboratory certification and dossier assembly each take two to five months, and running them one after another turns a 9-month project into an 18-month one. MGL runs all three from week one.

The guarantee is where most of your capital decision sits, and its terms are negotiable. We structure the facility with the guarantee provider directly, including parent-company support, rather than handing you an introduction and a form.

After the grant, the work does not stop. MGL tracks DGJCMT Oficios Circulares, manages the annual audit and homologation cycle, and keeps the compliance officer reporting on schedule.

What are the ongoing compliance obligations?

Peru-licensed operators transmit consolidated technical and economic data to the MINCETUR Data Center at least once a day, keep technical and economic data available to MINCETUR and SUNAT in real time, file two independent audit reports each January, and run a board-approved SPLAFT programme under Resolución SBS N° 03622-2025.

Data and technical obligations

• Transmit consolidated economic and technical data to the MINCETUR Data Center at least once per day, closing at 23:59:59 Peru time, seven days a week and 365 days a year, in the structure set by Estándares Técnicos IV. The protocol is SFTP, and platform clocks must be synchronised to GMT-5.

• Keep technical and economic data transmissible to MINCETUR and SUNAT in real time. Failure is a serious infraction, punishable at 50 to 150 UIT.

• File the operational audit report against Estándares Técnicos III by 20 January each year.

• File an integrity and security evaluation prepared by an authorised certification laboratory by 20 January each year, and for the first time within 90 days of starting operations.

• Re-certify material platform changes with an authorised laboratory before they go live.

• Give MINCETUR user credentials and access to servers and databases within 10 working days of the authorisation.

AML and player protection

• Maintain a written SPLAFT programme approved by the board, and appoint a primary and an alternate compliance officer, both registered with UIF-Perú.

• Run full identity, age and nationality verification at registration, before the first deposit.

• Report suspicious transactions to UIF-Perú and file the compliance officer reports on the published schedule.

• Link the player register to the Registro de Personas Prohibidas so excluded players and minors are blocked.

• Offer deposit limits and self-exclusion on every account, and display the mandatory ludopathy warning on every page.

Advertising sits under Article 31 of Law No. 31557: only the holder of a MINCETUR authorisation may advertise or sponsor, and whoever accepts the advertising must verify that status. Accepting advertising from an unauthorised company is itself an infraction under Article 38. Peru does not require MINCETUR to pre-approve individual advertisements.

Sanctions run in UIT. Minor infractions draw a warning or up to 50 UIT. Serious infractions run above 50 UIT to 150 UIT. Very serious infractions reach 200 UIT and can carry cancellation of the authorisation, disqualification for up to 10 years, or permanent disqualification. At the 2026 UIT, 200 UIT is S/1,100,000.

The DGJCMT publishes Oficios Circulares roughly monthly. Missing one is the most common cause of administrative friction in Peru, and it is entirely avoidable.

How is a Peru gaming licence renewed?

A Peru gaming licence runs for six calendar years and renews for equal periods through the same TUPA procedure and the same F-033 form as the original application. Peru grants no grace period. If the renewal is not resolved before expiry, operating rights stop on the expiry date.

File early. Renewal reopens the same suitability review, so the same Article 11 declarations, ownership disclosures and financial statements come back into scope.

Each authorisation renews separately, and the guarantee must be in force for the new term before the renewal takes effect.

Four events trigger a mid-term filing rather than waiting for renewal: a change of beneficial owner or registered director, a new game category, a material change to platform architecture, and any change of linked service provider.

How does Peru compare with other jurisdictions?

Peru is the only route on this list that gives an operator legal status to target Peruvian players. The trade-off is capital and time: 600 UIT of guarantee per authorisation and 9 to 14 months, against roughly €23,000 and 4 to 6 weeks for an Anjouan licence with no local market rights.

Read the table by what you are buying. An offshore licence buys you a corporate home and payment access. A Peru authorisation buys you the Peruvian market, and it is the only thing that does.

When Peru fits:

• you need legal authorisation to take bets from players inside Peru;

• your investors or banking partners require regulated status;

• you are building a Latin American footprint alongside Brazil and Buenos Aires;

• your platform already holds certification for an adjacent regulated market;

• your balance sheet carries a six-year guarantee commitment without strain.

When to look elsewhere:

• your total budget sits below six figures: Anjouan delivers a licence all-in at around €23,000 in 4 to 6 weeks;

• you run a crypto-native platform, since Peru bars crypto outright;

• you need to be live in under 9 months without adjacent certification;

• you want Latin American exposure without market-specific capital, in which case an offshore licence plus a later Peru filing is the cheaper sequence.

Most operators who price Peru start offshore and come back. That is a reasonable sequence, not a failure. Compare the options on our gambling license overview and pick the entry point that matches your capital today.

Related licenses

• Anjouan gambling licence: around €23,000 all-in, 4 to 6 weeks, 0% gaming tax. Where most operators begin.

• Curacao gambling licence: the most recognised offshore brand, with costs materially higher since the 2024 reform.

• Kahnawake gaming licence: the strongest offshore reputation, and a fit for Canada-focused or credibility-driven operators.

• Nevis gambling licence: a modern 2025 framework with low application volume and a shorter queue than Curacao.

Sources

• Ley N° 31557 (13 August 2022), consolidated text as amended by Ley N° 31806 (28 June 2023), Congreso de la República

• Decreto Supremo N° 005-2023-MINCETUR, Reglamento and Estándares Técnicos I to IV, in force 10 February 2024

• Decreto Supremo N° 004-2025-MINCETUR (19 July 2025), MINCETUR Reglamento de Organización y Funciones

• Decreto Supremo N° 008-2025-EF, ISC rates for remote gaming and remote sports betting

• Decreto Supremo N° 301-2025-EF, UIT for 2026 set at S/5,500

• SUNAT, Impuesto Selectivo al Consumo on juegos a distancia y apuestas deportivas a distancia

• MINCETUR public registers at apuestasdeportivas.mincetur.gob.pe, read 20 August 2026

• MINCETUR, TUPA procedure PA13107C95 and form F-033

• Exchange rates as at 20 August 2026: S/3.91 per euro, S/3.35 per US dollar

Figures verified on 20 August 2026. MINCETUR updates requirements through Oficios Circulares, so confirm before acting.

Author

Ivan Kiselev, Co-founder, MGL Solutions

Ivan leads MGL's licensing practice across offshore and regulated jurisdictions, including Peru, Canada and wider Latin America. MGL Solutions has secured 300+ licences for operators worldwide. Ivan published "Mapping the Offshore Gambling Regulators" on ResearchGate.