PAYMENT INFRASTRUCTURE FOR IGAMING
Payment solutions for iGaming companies
Most consultants apply and hope. We pre-vet your setup against 160+ PSPs, then submit only where you'll be approved. Live within weeks.
Region: Multi • Process: Hybrid • Priority: High Approval
160+ PSPs. Vetted before we apply.
PSP alerts and licensing shifts, delivered daily to operators who can't afford to miss them.
- We screen your profile against 160+ PSPs
- You only see providers ready to say yes
- 160+ verified payment service providers
- Accepted by your regulator and bank
- 65%+ of deposits happen on mobile
- Built so nothing breaks at checkout
An operator had a license but no live payments. We matched 4 PSPs, opened a high-risk bank account, and had transactions processing in under two weeks.
Cards, transfers, e-wallets, crypto, and local rails. Matched to your license and connected to your bank.
Negotiated rates that improve as volume scales.
We handle AML/KYC and PSP onboarding.
Handles every PSP from application to launch.
Onboarding doesn't restart with each PSP.
Your money moves without you chasing it. From the moment a player clicks deposit to the moment funds hit your account, every step is mapped and running.
MGL builds payment solutions for iGaming companies. Whether you call it gaming payment services, casino payment solutions or a gambling payment gateway, the job is the same: let players deposit and withdraw without friction. We match your project with vetted PSPs and pair the setup with a bank account for your gambling company or a high-risk bank account, so your funds have somewhere to settle.
What are payment solutions for iGaming?
Payment solutions for iGaming are the payment stack that lets a gambling operator accept player deposits (pay-in) and send winnings out (pay-out). The stack combines a payment gateway, one or more payment service providers (PSPs) and an acquiring bank that settles funds into the operator's merchant account.
Pay-in and pay-out are separate problems. Deposits need high approval rates and familiar local methods, so players do not abandon the cashier. Payouts need speed and predictable limits, because slow withdrawals are the fastest way to lose a player's trust.
Each part of the stack has a job. The payment gateway is the technical layer that passes transaction data. The PSP processes payments and aggregates methods. The acquiring bank accepts card payments on the operator's behalf and settles them into a merchant account. Not every provider is upfront: some inflate approval numbers, hide fees or make it hard to access your own funds. Picking the right PSP is hardest for smaller operators, and that is where MGL steps in.
Who needs payment solutions?
Every business that touches gambling money needs a dedicated payment setup: online casinos, poker rooms, sportsbooks, game and payment aggregators, and B2B suppliers that bill operators. Banks and PSPs class all of them as high-risk merchants, so standard e-commerce processing rarely survives contact with real gambling volumes.
Players expect speed. They want to deposit instantly, withdraw without a wait and pay in their own currency without surprise fees. Familiar options such as Visa and Mastercard, bank transfers or crypto go a long way in keeping them happy.
There is also a compliance layer: AML, KYC and fraud checks. Handled badly, it slows everything down. The right payment provider takes care of those details behind the scenes, so you stay focused on the platform instead of drowning in paperwork.
What payment methods do iGaming operators need?
iGaming operators combine several payment types rather than rely on one. The right mix depends on how fast a method is, how secure it feels, where your players are based and what they already trust. The fee ranges below reflect MGL's experience across its PSP network; exact pricing varies by provider, region and volume, so treat them as orientation, not a quote.
| Payment type | What it covers | Typical fees |
|---|---|---|
| Credit and debit cards | Visa and Mastercard remain the default across Europe. First-time deposits can be held for compliance checks, so many platforms connect 3-4 card solutions for full FTD coverage. | 6-12% |
| Bank transfers | SEPA, wire transfers and direct bank payments. Reliable and secure, favoured by high-stakes players moving large sums. | Varies by provider |
| Open banking | Instant account-to-account transfers across European markets, without card rails. | Varies by provider |
| E-wallets | Skrill, Neteller, AstroPay, Przelewy24. Quick, private and popular in Europe. | 3-12% |
| Cryptocurrency | Fast and private, processed through vetted providers on both deposits and withdrawals. | From 0.4% |
| Instant banking | PIX in Brazil and SPEI in Mexico. Fast local bank transfers. | 1-8% |
| Prepaid cards | Paysafecard and similar options for players who do not want to link a card or bank account. | Varies by provider |
| Mobile payments | MTN Mobile Money, Vodacom and AirtelTigo. Fast and accessible across parts of Africa with limited banking coverage. | Varies by provider |
| Buy Now, Pay Later (BNPL) | Klarna, Afterpay and similar services, strong in the UK and Nordics. Players split payments while the operator gets the full amount upfront. | 4-8% |
| Vouchers | Prepaid voucher codes for players without cards or bank access. | Varies by provider |
| Local payment methods (LPM) | Region-specific options players already use daily, such as Interac in Canada. | Varies by provider |
How does payment gateway integration work?
There are two integration models. Cashier Service connects your gambling site to 1,000+ payment methods through a single integration. Direct Integrations connect you to each PSP one by one, which gives more control but takes more resources.
Cashier Service
Cashier Service is an aggregated cashier: one integration that gives your platform access to 1,000+ payment methods from MGL's network of 160+ PSPs. Even in a single market you would normally need 4-5 separate integrations; the Cashier Service replaces them with one. You manage providers from one place, set rules by region, monitor transactions in real time and stay compliant with local regulations. It is the practical choice for smaller teams and platforms that want to go live fast.
Direct Integrations
Direct Integrations connect your platform to each payment provider individually. You get flexibility and, in some cases, lower fees. The trade-off is time, effort and a technical team that knows what it is doing. This route fits established operators with infrastructure in place; for newer platforms it can become a heavy lift.
How it works
How does MGL set up payment solutions for iGaming companies?
Navigating the process can be complex. Here's a streamlined guide to each step.
MGL sets up either integration model — Cashier Service or Direct Integrations — in three steps.
What challenges do iGaming payments face, and how are they solved?
The four recurring payment problems in iGaming are high decline rates, chargebacks, expensive cross-border transactions and de-risking, where a bank or PSP drops a gambling merchant to cut its own exposure. Each of them eats margin, and each has a known technical answer.
Declined payments hit revenue directly: every failed deposit is a player who may not try again. Chargebacks cost money twice, first the refund, then the processor's penalties. International transaction fees quietly shave points off your profit. And regulation shifts fast. Australia's Interactive Gambling Amendment (Credit and Other Measures) Act 2023, in force since 11 June 2024, bans online betting operators from accepting credit cards, credit-linked digital wallets and cryptocurrency, with fines up to AU$234,750 (lotteries and keno are exempt). India's Promotion and Regulation of Online Gaming Act 2025, signed on 22 August 2025, prohibits all real-money online games nationwide.
How operators solve this
Payment orchestration is the main lever. Smart routing sends each transaction to the PSP most likely to approve it, and cascading automatically retries a declined payment through an alternative route. Together they typically lift the authorization (approval) rate by 2-4 percentage points, without changing anything the player sees.
Two more layers protect the setup. 3DS and Strong Customer Authentication (SCA) under PSD2 keep EU card payments compliant and shift fraud liability to the card issuer. Tokenization replaces card data with tokens, so your platform never stores raw card numbers; that simplifies PCI DSS compliance and cuts both fraud and chargebacks. Choosing the wrong provider makes every problem worse, which is why MGL pre-vets every PSP before making an introduction.
Requirements for payment solutions for iGaming companies
PSPs and acquiring banks vet gambling merchants roughly the way regulators do, and the document set largely mirrors your licensing file. Prepare corporate documents, your gambling licence, IDs for UBOs and directors, AML/KYC policies, proof of tax registration and processing history if you have it.
Corporate and incorporation documents: certificate of incorporation, articles or memorandum of association, business licence.
Gambling licence: issued by your regulator (MGA, UKGC, Curacao or another); processing starts only after you are licensed.
UBO and director IDs: passport copies, proof of address (last 3 months) and a UBO declaration.
AML/KYC policies: plus player verification procedures and a risk assessment report.
Proof of tax registration.
Processing history: chargeback ratio report and volumes from previous providers, if any.
Financial records: bank statements for the last 3-6 months and proof of funds.
Operational website: with Terms and Conditions, Privacy Policy and Responsible Gaming policies.
PCI DSS compliance for card payment integration.
What does MGL handle for you?
MGL manages the payment setup end to end: we pre-vet your profile against 160+ PSPs, shortlist only the providers ready to approve you, and support onboarding through to the first live transaction. One specialist runs both licensing and payments, so onboarding does not restart with every PSP.
High success rate: about 7 out of 10 operators MGL works with go live with the payment solutions we recommend.
Direct PSP rates: negotiated terms that improve as your volume scales.
Compliance bridging: we prepare AML/KYC documents and handle PSP onboarding paperwork.
One specialist end to end: a single point of contact from application to launch.
Trusted partners only: verified PSPs that know the gambling space and your regulator.
1,000+ payment methods: cards, e-wallets, vouchers, bank transfers, mobile payments and more through one network.
Mobile-ready by default: 65%+ of deposits happen on mobile, so we prioritise methods that do not break at checkout.
Crypto-friendly options: on/off-ramp and blockchain solutions with fees from 0.4%, plus custodial wallets.
Fewer chargebacks: alternative rails that reduce dispute risk compared with classic card payments.
Tailored to your market: PIX in Brazil, Interac in Canada, whatever your audience actually uses.
FAQ
Everything you need to know about Our company. Can't find the answer you're looking for? Please chat to our team.
In regulated markets, yes. Acquiring banks and PSPs require proof of a valid gambling licence before onboarding and will not open a merchant account without it. If you are not licensed yet, start there: MGL handles both the licence and the payment setup.
MGL's payment network covers major currencies across the EU, Africa, CIS, Latin America and Asia. Exact coverage depends on the providers in your setup, so we confirm your target markets first and shortlist PSPs that support them.
Payment integration typically takes 2-12 weeks, depending on the setup. Consultation takes 1-3 days, provider selection 2-10 days, and the rest is the PSP's own onboarding and compliance checks.
Yes. MGL connects operators with vetted crypto providers that handle both deposits and withdrawals, with fees as low as 0.4%, plus on/off-ramp and custodial wallet options.
Yes. Cashier Service gives you 1,000+ payment methods through one integration and stays fully customizable: you choose the methods your site shows, set rules by region and monitor transactions in real time.
Yes. MGL builds EU gambling payment setups on SEPA transfers, open banking, cards and local payment methods such as Przelewy24 in Poland, with 3DS/SCA compliance under PSD2 included from the start.
We pre-vet your profile against 160+ PSPs and submit only where you will be approved. Tell us your markets and volumes — we shortlist the providers ready to say yes.